Welcome to Debt Remedy, an online debt advice tool from StepChange Debt Charity in association with Santander

If you’re worried about debt, StepChange Debt Remedy will help you find the best solution. Our service is completely free, you don’t have to provide your name and all the advice you receive will be based on your situation. Once you have completed your Debt Remedy we will provide you with:

  • Tailored advice from our expert debt advisors
  • A personal budget showing your income and outgoings
  • Practical help to make the most of your money

All you need to do is answer a series of questions about your household, income and outgoings. It will take about 20 minutes, and if you need to you can save your information and come back to it for up to 60 days.

Please be aware that when you start StepChange Debt Remedy you are accepting the terms and conditions of the site.

What our clients say

"This is one of the most helpful and concise web applications I have ever used."

"What an amazing service. It is not always easy to call for help on the phone and the advice given to me was very private and very helpful."

"Excellent impartial service. I would be happy to recommend to anyone in a similar situation."